🏠 Thornton Financial Mission Control

Updated 2026-05-02 Β· Phase 1: Foundation Β· Ages 29 & 31

🏘️
Β£360k
Portfolio Value
Target: Β£760k (Phase 1)
πŸ’°
Β£27.6k
Gross Rent/yr
Target: Β£60.4k
πŸ“ˆ
TBD
Net Rent/yr
Target: Β£25-30k
🏠
2 / 3
Properties
+1 auction pending

πŸ“Š Income Breakdown

SourceAnnualMonthlyStatus
Joe EmploymentΒ£95,000Β£7,917βœ… Active
Partner EmploymentΒ£34,000Β£2,833βœ… Active
BTL 1 RentΒ£12,600Β£1,050πŸ”„ Transferring
BTL 2 RentΒ£15,000Β£1,250πŸ”„ Transferring
Auction Property£32,800£2,733⏳ Pending
Total PotentialΒ£189,400Β£15,783β€”

πŸ—ΊοΈ Phase Progress

Phase 1: Foundation (Weeks 1-12)5%
Week 0 β€” assembling team
Phase 2: Homestead Purchase0%
Phase 3: Income Transition0%
Phase 4: Portfolio Growth (5 props)40%
2 of 5 target properties acquired

βœ… Week 1 Actions

⚠️ Key Decisions Pending

πŸ“… Timeline

May – Jun 2026
Week 1-4: Team + Ltd setup
Jun – Jul 2026
Week 5-8: Mortgages + Auction
Jul – Aug 2026
Week 9-12: Stabilise + Homestead search
Q4 2026 – Q1 2027
Phase 2: Buy homestead
2027 – 2028
Phase 3: Reduce working days
2028 – 2031
Phase 4: Joe optional retirement

🏦 Property Portfolio Detail

PropertyValueAnnual RentYieldStatus
BTL 1 (inherited)Β£150,000Β£12,6008.4%πŸ”„ Transferring to Ltd
BTL 2 (inherited)Β£210,000Β£15,0007.1%πŸ”„ Transferring to Ltd
Auction Property£400,000£32,8008.2%⏳ Considering
TotalΒ£760,000Β£60,4007.9%β€”